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# Terms of Use

WapxNigeria Limited

Effective Date: 3rd April 2026

## 1. Introduction

These Terms of Use govern your access to and use of the Wapx platform. By using our services, you agree to comply with these terms.

If you do not agree, do not use the platform.

## 2. Eligibility

To use Wapx:

- You must be at least 18 years old
- You must provide accurate and complete information
- You must complete KYC verification for restricted features

## 3. Account Responsibility

You are responsible for:

- Maintaining the confidentiality of your account
- All activities conducted under your account
- Immediately reporting unauthorized access

## 4. Services Overview

Wapx provides:

- Crypto trading (via third-party providers)
- Giftcard trading
- Bill payments
- Virtual cards
- Task marketplace
- Digital services (eSIM, social boost, etc.)

## 5. Wallet & Payments

- Users can fund their wallet via supported methods
- All transactions are final once processed
- Wallet balances must be sufficient before transactions
- Withdrawal is subject to verification and minimum limits

## 6. Fees

- Service fees apply to certain transactions
- Task marketplace includes a 20% service fee
- Fees may change and will be communicated clearly

## 7. Task Marketplace Rules

- Only verified users can post tasks
- Funds are locked upon task creation
- Users must provide valid proof for task completion
- Fraudulent behavior may result in account suspension

## 8. Prohibited Activities

Users must not:

- Engage in fraud or scams
- Use the platform for illegal activities
- Upload false or misleading information
- Attempt to hack or disrupt the system

## 9. Suspension & Termination

We may suspend or terminate accounts if:

- Terms are violated
- Fraudulent activity is detected
- Required by law or regulators

## 10. Third-Party Services

Some services are provided via third-party APIs. Wapx is not liable for:

- Service downtime
- External API failures
- Delays caused by providers

## 11. Limitation of Liability

Wapx is not liable for:

- Losses due to user negligence
- Market fluctuations (crypto)
- Third-party service failures

## 12. Indemnification

You agree to indemnify Wapx against any claims arising from your misuse of the platform.

## 13. Dispute Resolution

- Users should first contact support
- Unresolved disputes may be handled under Nigerian law

## 14. Changes to Terms

We may update these terms at any time. Continued use implies acceptance.

## 15. Governing Law

These terms are governed by the laws of the Federal Republic of Nigeria.

## 16. Contact Information

WapxNigeria Limited

Email: support@wapxnigeria.com

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